About Us
Tuuka is an impact enterprise committed to transforming financial inclusion for underserved grassroots communities in Sub-Saharan Africa. At the heart of our mission is empowering youth, women, and marginalized groups through affordable, accessible, and instant financial solutions designed to break barriers and create opportunities for growth.
Who We Are
Community Development Approach
Our intention is to build and strengthen the farming community within our target areas. We achieve this by lending through trusted relationships and carefully selected local agents who are positioned to positively enhance the village economy. Rather than applying a purely transactional lending model, we prioritize long-term partnerships that foster economic resilience, accountability, and shared growth within the farming ecosystem.
Trust is our currency. Click to read More
One of our key lessons learned is that sustainable rural finance is built on trust between lenders and farmers, trust within the community, and trust in the agents who represent us. Where trust is strong, repayment improves, collaboration increases, and economic outcomes are significantly strengthened.
Tuuka Microfinance Team
Isaac Muhofa
Co-founder & Chief Executive Officer (CEO)
Isaac Muhofa is a dynamic entrepreneur, venture builder, permaculture expert and social innovator with over a decade of experience leading grassroots ventures, regenerative agriculture initiatives, and inclusive finance across Africa. He has a strong track record in designing and scaling impact-driven enterprises that empower smallholder farmers, rural entrepreneurs, and underserved communities.
Isaac currently serves as Co-Founder & Director at Tuuka.co, a grassroots microfinance institution that provides inclusive financial services to the unbanked. At Tuuka, he co-designed loan products that use community-based credit scoring to expand access to finance for farmers, refugees, and rural micro-entrepreneurs. He leads strategy, partnerships, and farmers’ transition to permaculture in order to grow Tuuka’s reach and impact.
In addition to his work with Tuuka.co, Isaac is a Senior Venture Builder at Rootical.org, where he supports early-stage founders in developing and launching regenerative agrifood businesses. Through his role, he has helped design and implement venture building processes, incubated multiple scalable business models, and secured funding for emerging ventures since May, 2023.
Click to read more
Earlier in his career, Isaac founded and led several enterprises in permaculture/ Agroecology and agribusiness, including Wage Spices Ltd. and Wage Farm, enterprises focused on regenerative value chains, permaculture farming, and farmer-centric production systems. Before that, he was the farm manager for Ark farm, an organic farm established on 263 Acres and led the establishment of Ark organics – an organic shop in the centre of Kololo, Kampala. He also worked as an agriculture consultant for Cohere, developing farmer record systems and training tools for refugee and host-community farmers and also as the development director for S.O.U.L foundation.
Isaac holds a Bachelor’s degree in Conservation Forestry and Products Technology from Makerere University, along with additional training in business development and permaculture design. His professional focus lies at the intersection of inclusive finance, food system innovation, and community-led economic empowerment.
Joseph Were
Co-founder & Chief Information Officer (CIO)
Joseph Were is a technology executive and social impact leader with over seven years of experience driving digital innovation, strategic management, and organizational development across nonprofit and private sectors. As Co-Founder and Chief Information Officer at Tuuka.co, he architects the technological infrastructure, designs and oversees information systems that expand Tuuka’s digital visibility and financial access for unbanked farmers, refugees, and rural entrepreneurs. His work enables data-informed lending models and operational efficiency, positioning technology as a vital enabler of financial inclusion.
Beyond Tuuka, Joseph is a Co-Founder of Yodrim Technologies, where he leads strategic growth and the development of digital innovations. Through Yodrim, he has delivered multiple digital solutions, financial consultancies and business development, advising organizations on operational systems strengthening, digital strategy, and revenue optimization. In 2025, he founded LIFNET (Lifted Networks), a nonprofit organization dedicated to making technology accessible and practical for all. At LIFNET, he is translating his vision of a digitally inclusive society into reality by establishing digital literacy hubs, an Agri-tech demonstration farm, and an innovation accelerator to empower communities through Technology for Growth and Technology for Agriculture.
Click to read more
Joseph’s operational depth was cultivated over a five-year progression at the S.O.U.L Foundation, where he advanced from ICT Systems and M&E Officer to Educational Opportunities Manager. In these roles, he designed and led institution-wide ICT capacity-building initiatives, developed scalable knowledge management and organizational learning systems, and directed multi-district education programs aligned with national development priorities. He forged strategic partnerships with ministries and civil society actors, managed global sponsor and donor engagement strategies, and led cross-functional teams to deliver integrated communications campaigns and programmatic targets. Across all functions, he consistently applied data-driven insights to inform strategic decisions and optimize resource allocation.